
Location: Online
Date: Thursday, October 29, 2026
Time: 12:00 pm - 1:00 pm ET
Nonprofits must balance tight budgets with the need to attract top talent. As premiums climb, maintaining competitive benefits requires strategy. This webinar gives leaders actionable insights into the healthcare marketplace. We will analyze regional trends in D.C., Maryland, and Virginia (DMV), explain large vs. small group ratings, and demystify the bidding process. You will learn practical cost-mitigation tactics—from metal tier changes to ICHRAs—to control expenses without sacrificing benefit quality.
Learning Objectives:

Kelly Martin
Executive Director, AMHIC
Kelly Martin was appointed as AMHIC’s Executive Director in January 2025 and provides leadership and direction for the company’s operations, finances, marketing, networking, service delivery, and constituent relations.
He has more than 25 years of experience in non-profit management and comes to AMHIC from the Arthritis Foundation, where he served as Senior Vice President of Operations and managed the Finance, Information Technology, Legal, Shared Services and Customer Helpline functions in addition to staff leadership of the Audit and Investment Committees. Prior to that, he had progressively increasing leadership roles in member benefits management, including the development of employee benefit and other insurance membership programs at the Biotechnology Innovation Organization, the American Association for Justice, the National Federation of Independent Business and the American International Automobile Dealers Association. Kelly started his non-profit career at the American National Red Cross with roles in Human Resources, Quality Assurance and Information Technology departments. In addition to his non-profit experience, Kelly started his career in the for profit sector in Project Management in the Federal Contracting and Telecommunications sectors. He has a degree in Finance from the University of Cincinnati where he also participated in its Professional Practice (co-op) program.

Chris Mullins
SVP OneDigital
Chris Mullins is senior managing principal at OneDigital Mid-Atlantic. Mullins comes to OneDigital with over 30 years of industry experience in the insurance and employee benefits industry. In this role, Mullins is a key influential leader responsible for managing the strategic direction, growth and retention for OneDigital, as well as fostering and upholding the OneDigital culture by attracting, developing and retaining top talent in the industry.

Joe Apa
Senior Partner, The Baldwin Group
Joseph A. Apa is a Senior Partner at The Baldwin Group and Founding Partner of The Capital Group. He manages Baldwins Mid-Atlantic Nonprofit practice segment that insures over 275 Nonprofit organizations. With more than 30 years of experience in the insurance industry, Joe brings extensive expertise in employee benefits, and financial planning. He plays a key role in driving firm growth through strategic consulting, industry speaking engagements, and mentoring emerging sales professionals. Joe began his insurance career in 1986 as a licensed associate with Mutual of New York. He earned a Bachelor of Arts in Economics from George Mason University in the same year. A dedicated community and industry leader, Joe has served on the Board of Directors of MVLE, a nonprofit organization, for more than two decades. He also serves on the Advisory Board for the College of Humanities and Social Sciences at George Mason University and the Board of Directors of the Government Technology Association, where he helps foster collaboration, networking, and innovation among government technology contractors. In addition, Joe is a member of the CareFirst Broker Advisory Council and maintains professional affiliations with the National Association of Benefits and Insurance Professionals (NABIP) and the Society of Financial Service Professionals.
Continuing Education Credits: This 60-minute program will be eligible for the following credits:
- CPE: 1.2 (Business Management & Organization - Group Internet Based)
- CAE: 1.00 (Organizational Strategy: A.3 -Analyze the impact of key trends, including the competitive and financial environment, on the organization's planning and performance.)
- SHRM: 1.00 (Analytical Aptitude: Data Analysis and Decision Making)

FAR is a CAE Registered Provider. The program listed above meets the requirements for fulfilling the professional development requirements to earn or maintain the Certified Association Executive credential. Every program that we offer that has been approved for CAE credit will clearly identify the number of CAE credits granted for full participation. We will maintain records of your participation in accordance with CAE policies. For more information about the CAE credential or Registered Provider program, please visit www.asaecenter.org/cae.
As a CAE Registered Provider educational program related to the CAE exam content outline, this program may be applied for 1 credit toward your CAE application or renewal professional development requirements.
Note: Applicants may use any program that meets eligibility requirements in the specific timeframe toward the exam application or renewal. No specific individual courses are required as part of the applications – the selection of eligible education is up to the applicant based on his/her needs.

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FAR is recognized by SHRM to offer Professional Development Credits (PDCs) for SHRM-CP® or SHRM-SCP® recertification activities.
Photography & Recording Release:
By registering for this event, you acknowledge and agree that photographs and video/audio recordings may be taken during the event. These images and recordings may include your likeness and may be used by FAR for promotional, marketing, and archival purposes across various platforms, including print, digital, and social media. By completing your registration, you grant FAR the right to use, reproduce, and publish such materials without further notice or compensation. If you have any concerns or questions regarding this policy, please contact us in advance of the event.